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Privacy Policy

Effective Date: 10/01/2024
Last Updated: 10/01/2024

Golden Age Marketing ("Company," "we," "our," or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, and what rights you have in relation to it. By using our services, you consent to the collection, use, and sharing of your information as described in this policy.

We comply with applicable privacy laws, including the Michigan Identity Theft Protection Act, the California Consumer Privacy Act (CCPA), and other relevant federal and state privacy laws, including provisions under the Gramm-Leach-Bliley Act (GLBA) for financial data.

1. Information We Collect

We may collect the following types of personal information from you:

  • Identifiers: Name, Email address, Phone number, Social Security Number (SSN), National Producer Number (NPN), Carrier Writing Codes, Address.

  • Financial Information: Payment details, which may include bank account numbers and routing numbers.

  • Other Information: Carriers may perform background checks as part of the contracting process.

2. How We Collect Information

We collect personal information in the following ways:

  • Direct Interactions: You provide personal information directly to us when you fill out forms, communicate with us via email, or submit documents (such as PDFs or contracts).

  • Third-Party Sources: We may receive your information from third-party carriers or portals that facilitate the contracting process.

3. Use of Your Information

We use your information for the following business purposes:

  • To process contracts with insurance carriers.

  • To communicate with you regarding your contracts, applications, and updates.

  • To comply with legal and regulatory obligations.

Important: Background checks and payment processing are conducted directly by the carriers through their own systems, not by Golden Age Marketing.

4. Sharing of Your Information

We do not sell your personal information to third parties. We may share your information with:

  • Insurance carriers and organizations involved in processing your contract.

  • Affiliated entities that own or are owned by Golden Age Marketing, with limited access to your information.

Your information is not shared for profit with any third party outside of this scope.

5. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, or for as long as required by law. If you enter into a contract with a carrier, we retain your information for the life of the policy or until all contractual or vested obligations are met, including renewals.

6. Data Security

We employ industry-standard security measures to protect your information, including:

  • Encryption and secure servers to safeguard sensitive information.

  • Access controls to prevent unauthorized access to your data.

However, no data transmission over the internet or storage system can be guaranteed to be 100% secure.

7. Your Rights

Depending on applicable laws (such as CCPA or GDPR), you may have certain rights regarding your personal information, including:

  • Access: You may request a copy of the personal information we hold about you.

  • Correction: You have the right to request corrections to your personal data.

  • Deletion: You may request that we delete your personal data. However, we may retain your information as required by law or as part of a contract with an insurance carrier. You may need to process a release to be separated from the contractual relationship.

To exercise these rights, contact us at [Insert Contact Information].

8. Cookies and Tracking Technologies

We do not currently use cookies or tracking technologies on our website. However, we may adopt such technologies in the future to enhance your user experience and understand website usage. Should we implement cookies, users will be informed and given the option to manage preferences.

9. Children's Privacy

Our services are intended for users 18 years of age or older. We do not knowingly collect personal information from anyone under the age of 18. A National Producer Number, which requires users to be at least 18, is mandatory to create an account.

10. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time to reflect changes in our practices, legal obligations, or regulatory requirements. When changes are made, we will notify users through website updates or email communications.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your data is handled, please contact us at:
Golden Age Marketing

info@goldenagemarketing.com

(248) 427-0240

​

Compliance Notice:
This Privacy Policy is designed to be in accordance with applicable state and federal laws, including:

  • California Consumer Privacy Act (CCPA): For users based in California, you may have additional rights related to your personal information.

  • General Data Protection Regulation (GDPR): For users in the European Economic Area (EEA), GDPR rights may apply, including the right to access, correct, and delete your data.

  • Michigan Identity Theft Protection Act: This policy complies with Michigan state law regarding the handling and safeguarding of personal data.

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